Two common insurance questions we hear: “What’s an umbrella policy?” and “Do I need one?” An umbrella policy is an added layer of liability insurance protection that goes above and beyond your policy’s stated coverage limits. This coverage is designed … Continue reading
Insurance lingo watch: umbrella policy
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Spring floods: a nasty forecast. Is your home or business prepared?
The Insurance Information Institute reports that there is a strong potential for a nasty flood season. While the areas at highest risk are in the Upper Midwest, The national Weather Service says that parts of southern New England, New York … Continue reading
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Thinking of starting a business? Here’s a Small Business Insurance Tool Kit
As you plan for a new business, are you confident that you know enough about your insurance needs? Test your business insurance IQ with a quiz prepared by the National Association of Insurance Commissioners (NAIC) to see how you fare. … Continue reading
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Homepreneurs: Beware This Common Home-based Business Mistake!
The U.S. Small Business Administration reports that there are 29.6 million small businesses in the U.S. of which 52% are home-based — and this trend is only expected to increase, according to Network Solutions Small Business Index research. We even … Continue reading
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Tax season prep: be sure to factor losses in
Everyone’s favorite time of year, tax deadline, is rapidly approaching. While there are still a few weeks left before it’s time to get out the balloons and party hats, it’s always a good idea to be over rather than under … Continue reading
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Business Insurance 101: The Basics of BOP
This short video clip from the Insurance Information Institute (III) offers a brief rundown on the basics of Business Owner Policy, or BOP, which covers your business for property and liability and helps keep your assets safe. For more detailed … Continue reading
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Protecting your stuff: self storage tips for home & business
Sometimes your storage needs can outstrip the capacity of your home or business. That’s when self storage units come into play, holding everything from a theater troupe’s extra costumes to inherited goods to boats, trailers, extra vehicles and restaurant supplies. … Continue reading
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Increase in Off Site Workers Intensifies Small Business Data Risks
Small businesses have become more aware over the years of the importance of data protection and backup. It’s a rare company that doesn’t have backup procedures in place, but it’s always a good idea to make sure those policies and … Continue reading
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What is Non-owned and Hired auto insurance coverage?
This is a guest post by Geoff Gordon, principal at Gordon Insurance Agency, a Renaissance Alliance member agency. It is a post that was previously featured on Geoff Gordan’s Commercial Insurance Blog. This coverage is used to provide liability protection … Continue reading
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A primer on Certificates of Insurance
The following post is presented by Andrew G. Gordon Insurance, one of our Renaissance Alliance members. It offers a primer on the ins and outs of Certificates of Insurance. See more business topics at the Commercial Insurance Blog. A certificate … Continue reading
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Insurance issues related to Michael Jackson’s cancelled tour – and your next big event…
In the wake of Michael Jackson’s untimely death at a relatively young age, much is riding on the results of his autopsy and a ruling on the cause of his death. Anschutz Entertainment Group (AEG) is estimated to have about … Continue reading
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Dealing with ice dams and other winter weather hazards
For homeowners in snow-prone areas of the country, roof damage or leaks from snow and ice dams are common winter threats to your home. How do you know if you have ice dams? Wikipedia has a good photo of an … Continue reading
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Spring floods: a nasty forecast. Is your home or business prepared?
The Insurance Information Institute reports that there is a strong potential for a nasty flood season. While the areas at highest risk are in the Upper Midwest, The national Weather Service says that parts of southern New England, New York … Continue reading
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Homepreneurs: Beware This Common Home-based Business Mistake!
The U.S. Small Business Administration reports that there are 29.6 million small businesses in the U.S. of which 52% are home-based — and this trend is only expected to increase, according to Network Solutions Small Business Index research. We … Continue reading
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Small business insurance: Learn the basics
There’s a lot more to business insurance than getting the lowest business insurance quotes. It means understanding your business’s unique needs and the potential hazards that can threaten its success. The Insurance Information Institute (III) offers a good primer on … Continue reading
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Snowmageddon: Is your roof at risk of collapse?
After the unprecedented series of record-breaking snowstorms, we’re hearing some reports of roofs collapsing under the weight of the snow. One of our insurance partners, The Hanover, posted this persuasive graphic on their Twitter feed comparing the cost of a … Continue reading
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Behind the scenes: the film industry is risky business
When the Academy Awards take place this weekend, it’s unlikely that any of the winning actors or producers will be thanking their insurers from the podium – yet insurance is a vital behind-the-scenes component in the business of making successful … Continue reading
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Don’t let a valuable collection go up in smoke: Talk to your agent about insurance
Are you a collector? If you’ve amassed a significant collection, you may want to have its value appraised and consider adding specialty coverage or an endorsement to your homeowners insurance policy. Whether your collection is fine antiques, stamps, musical instruments, … Continue reading
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Security cameras turn the tables on taco thieves
If you skipped stories about robberies in California over the holidays, you probably missed a hilarious video showing how a Los Angeles area Taco shop is biting back at crime. It all started with a late-night break in at Frijoles … Continue reading
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Insurance & the Academy Awards
While insurance doesn’t feature too prominently in any of this year’s Academy Award nominees, Tom Hanks does star as an insurance lawyer in Bridge of Spies. There’s a lot of competition this year so although it’s nominated in several categories, … Continue reading
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